Product Comparison | Sentinel Peak Bank

Accounts

Compare common account types and intended customer fit.

Compare tenor, documents, and portal eligibility pre-check readiness.

Book an appointment, ask questions, or start the onboarding journey.

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Rate: 4.25% per annum

Applies to: Savings Account

Indicative savings yield for qualifying balances.

Indicative rate only and subject to change without prior notice.

Rate: 16.50% per annum

Applies to: Retail and salary loan products

Indicative loan pricing floor before product-specific risk adjustments.

Published rate does not constitute final approval or final pricing.

Account	Best for	Opening balance	Digital access	Interest rate	Fees	Documents	Eligibility
Savings Account	Everyday saving and secure banking	Low	Internet Banking + alerts	Up to 4.25%	Transparent account maintenance approach	KYC + proof of address	Available to individuals with valid KYC and proof of residential address.
Current Account	Higher transaction volumes and businesses	Moderate	Internet Banking + statements	0.00%	May include transaction-related charges	KYC + address + business evidence (if applicable)	Suitable for individuals, merchants, and businesses meeting account-opening requirements.
Student Account	Students and youth banking	Low	Mobile and online banking	Up to 3.50%	Low routine maintenance charges	KYC + school or guardian details	For students or youth customers meeting age and identity requirements.

Final fees and requirements may vary based on regulation and customer profile. Confirm details with the bank.

Loan	Best for	Tenor	Repayment	Rate	Fees	Documents	Portal	Eligibility
Personal Loan	Lifestyle and personal needs	Up to 48 months	Monthly	From 18.00%	Facility and credit assessment fees may apply.	ID + income evidence	Eligibility pre-check in portal	Subject to income capacity, credit checks, and KYC validation.
Salary Loan	Salary-backed short-term credit	Up to 24 months	Monthly	From 16.50%	Processing fees may apply.	ID + payslip + employer confirmation	Eligibility pre-check in portal	Requires verifiable salary inflows and employment confirmation.
Business Loan	SME growth and working capital	Up to 48 months	Monthly	From 20.00%	Facility structuring and monitoring fees may apply.	Business evidence + cash-flow summary	Eligibility pre-check in portal	Requires business records, repayment capacity, and account conduct review.
Vehicle Finance	Asset purchase with structured repayment	Up to 48 months	Monthly	From 19.50%	Insurance, valuation, and processing fees may apply.	Quotation + ID + income evidence	Eligibility pre-check in portal	Subject to affordability review and acceptable vehicle documentation.

Plan	Best for	Minimum balance	Rate	Fees	Eligibility	Disclosures
Fixed Deposit	Medium- to long-term disciplined savings	Moderate	Up to 9.00%	Early liquidation terms may apply.	Available to customers with compliant KYC and funding source.	Rates and tenors vary by amount and market conditions.
Children Savings Plan	Parents and guardians planning for future child expenses	Low	Up to 4.75%	Low routine maintenance structure	Requires guardian or parent account relationship.	Account operation may be subject to guardian controls.